401 Definitions

Accrued Interest
Actual Contribution Percentage (ACP)
Actual Deferral Percentage (ADP)
Annuity
Appreciation
Ask price
Asset allocation
Asset Allocation Fund
Asset
Automatic Enrollment
Balance Sheet
Balanced Fund
Beta
Bid Price
Blackout Period
Bond
Book Value Per Share
Bundled Plan
Business and industry risk
Buy-and-hold
Call Option
Callable Bond
Cash Balance Plan
Cash or Deferred Arrangement (CODA)
Capital Gain
Catch-up Provision
Certificate of Deposit
Churning
Cliff Vesting
Collective Trust Fund
Commission
Common Stock
Compliance Testing
Compounding
Conversion Premium
Current Ratio
Current Yield
Custodian
Cyclical Industry
Debt-to-equity ratio
Deemed IRA
Deep discount bond
Default Risk
Defined Benefit
Defined Contribution
Deflation
Depreciation
Direct Rollover
Discount Bond
Discount Broker
Discount Rate
Discrimination Testing
Distributions and withdrawals
Diversification
Dividend
Dividend payout ratio
Dividend yield
Dollar-Cost Averaging
Dow Jones Industrial Average (DJIA)
Earnings multiplier
Earnings per share
Earnings yield
Employer matching contribution
Employer discretionary contributions
Equity risk premium
Equities
ERISA
Excess returns
Expected return
Expense Ratio
401k Plan
403(b) Plan
404(c)
Face Value
Fiduciary
Fiscal Year
Fixed-Income Securities
Fundamental Analysis
General obligation bond (GO)
GNMA (Ginnie Mae)
Going Public
Gross domestic product (GDP)
Guaranteed investment (interest) contract (GIC)
Highly Compensated Employee
Holding period return/yield
Income Dividend
Income Fund
Index Fund
Individual Retirement Account (IRA)
Individual Retirement Account (IRA) Rollover
Income Statement
Index
Inflation risk
Inflation
In-service Withdrawal
Insider trading
Integration
Interest
Investment adviser
Junk bond
Keogh Plan
Lagging indicator
Leading indicator
Limit order
Liquidity
Margin
Market capitalization
Market order
Market risk
Market sentiment
Market timing
Maturity
Money Market Fund
Money Purchase Pension Plan (MPPP)
Mutual Fund
NASDAQ
Net Asset Value (NAV)
Non-discrimination Rules
Non-Highly Compensated Employee (NHCE)
Non-Qualified Deferred Compensation Plan
Non-qualified Plan
Odd lot
Orphan plan
Overbought
Oversold
Over-the-counter market
Par value (bond)
Participant contributions
Participant Directed Account
Participant Directed Investing
Payout ratio
PBGC
Plan Administrator
Plan Sponsor
Plan Vendor
Plan Year
Portability
Portfolio
Premium bond
Present value
Price-earnings ratio (P/E)
Price-to-book ratio
Principal
Profit margin
Profit sharing plan
Program trading
Prohibited Transaction
Prospectus
Prudent Investor Rule
Prudent Man Rule
Put option
Qualified Domestic Relations Order (QDRO)
Qualified Plan
Real rate of return
Relative strength
Required rate of return
Retention ratio
Return on equity (ROE)
Return
Revenue bond
Risk/return trade-off
Risk
Rollover
Round lot
Salary Reduction Plan (Cash or Deferred Arrangement)
Savings or Thrift Plan
Secondary market
Security analyst
Security Depository
Security Lending
Short sale
Sidecar IRA
Sinking fund provision
Socially Responsible Investing
Soft Dollars
SPD
Standard & Poor’s 500 index
Stock dividend
Stock split
Stockbroker
Stockholder’s equity (book value)
Stop-limit order
Stop-loss order
Summary Plan Description
Target benefit
Tax Free Rollover
Technical analysis
Total debt to total assets
Trading range
Transaction costs
Treasury bill
Treasury bond
Treasury note
12(b)1 Fees
Trust
Unfunded Vested Pension Liability
Unfunded Prior Service Pension Liability
Valuation
Value Line index
Variability
Vesting
Wilshire 5000 equity index
Wrap Account
Yield curve
Yield to maturity
Yield
Zero coupon